Terry was born and raised in Scottdale and is the son of Donald and Patricia Graft of Scottdale. His education was from Southmoreland High School, Duff's Business Institute of Pittsburgh, St. Vincent College in Latrobe and The Pittsburgh Institute of Mortuary Science of Pittsburgh.

Terry Served with the US Air Force as a member of the 171st Air National Guard at the Pittsburgh International Airport.

Terry serves as vice chairman of Standard Bank as well as an active member of various local church, civic and community organizations.

A member of Westmoreland-Indiana-Armstrong County Funeral Directors Association, Pennsylvania Funeral Directors Association, National Funeral Directors Association and Flying Funeral Directors Association.

Terry's son, Robert L. Graft, has recently joined his father to carry on with the personal pride and tradition that the families in the Greensburg and surrounding area's have been accustomed too over the years.